 |
 |
 |
|
|
| (1) Q: What Are Common Interest Development and Homeowner Associations? |
The term ¡§common interest development¡¨ (CID) describes
a form of real estate and home ownership that gives individual owners
access to common property and facilities. A CID typically includes
an operating entity in the form of a non-profit mutual benefit corporation,
registered with the State of California and governed by an elected
Board of Directors.
As mandated by the Department of Real Estate (DRE), a CID also
provides a system of self-governance through an association of homeowners
within the CID. The purpose and benefit of an association is to
enhance residents¡¦ community life by maintaining the integrity and
appearance of common areas, and by ensuring the quality of provided
amenities and services.
|
| (2) Q: What Is The Role of the Board of Directors? |
As the oversight body that governs the association, the Board of
Directors has a fiduciary responsibility to implement community
covenants and ensure that funds are properly budgeted, collected
and spent. The board is also responsible for decisions pertaining
to maintenance of common areas, landscaping and similar services.
The governing documents of a CID are the declaration and any other
documents that govern the operation of the development or the association.
These governing documents may include by-laws, articles of incorporation,
the association¡¦s operating rules, and Covenants, Conditions and
Restrictions (CC&Rs). The association¡¦s bylaws specify the composition
of the board. To ensure that the vision and integrity of the community
is upheld during its formative stages, the builder and/or developer
holds a majority of board positions during the construction and
sales phase. New homeowners are invited to make up the balance of
the board to ensure that homeowners' voices are heard. The first
annual election is held in accordance with the time frames established
in the CC&Rs, and homeowners are encouraged to submit their
candidacy for the board. As the community continues to build out,
the association board transitions from being developer controlled
to being homeowner controlled.
The board sets the frequency of its meetings in accordance with
provisions contained in the California Civil Code (CC) and the California
Corporations Code (Corp C), taking into account the association
needs. Regular session board meetings are open to all homeowners,
with time provided on the agenda for homeowner input. Depending
on the structure of the community, there may be opportunities for
committee participation by residents in an advisory capacity.
|
| (3) Q: What Is Association Membership and Assessments? |
Membership in the homeowners association is an automatic and integral
component of purchasing a home in a CID.
The assessment amount is determined by DRE-mandated budgetary guidelines
for ongoing maintenance of a community. Prior to actual property
sales, the developer is required to submit a detailed association
budget to the DRE which, when approved, determines the assessment
paid by the residents. Once a community is fully built-out, the
board determines the amount of its assessments by reviewing the
association¡¦s financial needs. These include requirements under
association contracts its anticipated annual expenditures, and forecasting
necessary sums for long-term maintenance of its community facilities
(reserves).
Assessments are subject to fluctuation under certain circumstances,
including, but not limited to, the effects of the overall economy
on the cost of services or a vote by the board or association membership
to add or eliminate services. Limitations on the amount an assessment
can be increased each year are detailed in the CC&Rs and/or
the California Civil Code.
|
| (4) Q: What Are The CC&Rs and ByLaws? |
CC&Rs are based on state-mandated requirements for community
management and operating procedures. CC&Rs are recorded on the
development, apply to all property in the CID and, with few exceptions,
can only be changed by a prescribed vote of the association members.
The association bylaws contain provisions concerning operation of
the development and the association.
As a general rule, provisions that relate to property rights¡Xsuch
as membership rights relating to property ownership¡Xare found in
the CC&Rs, and provisions concerning an association¡¦s internal
and operating matters are found in the bylaws. Examples of bylaw
items include the procedures for electing the Board of Directors
and for defining the duties of the association¡¦s officers.
|
| (5) Q: What Is The Role of a Professional Management Company? |
Day-to-day responsibilities of managing a community association
are extensive. A professional management company provides associations
and the homeowners they serve with assistance in crucial areas,
including:
Financial affairs
* Submitting monthly financial statements to the Board of Directors
detailing collections, payments and cash flow
* Collaborating with the association¡¦s CPA on annual audit and tax
filings
* Paying vendor invoices
* Collecting monthly assessments and monitoring delinquencies
Maintenance administration
* Coordinating subcontractor activities and work orders
* Guiding the proposal process between the association and qualified
service providers (landscaping, street sweeping, etc.)
* Acting as the association¡¦s liaison between the board, homeowners,
vendors, builders and oversight entities
Communication
* Providing a summary overview of association-related communications
received by the management company
* Forwarding written requests and communications from homeowners
to the board for further direction
* Communicating board actions, decisions and requests to the appropriate
entity
Legal
* Working with the board and the association¡¦s legal counsel to
resolve issues in a timely, cost-effective manner
* Monitoring relevant state code requirements and facilitating prompt
action and compliance
Insurance
* Facilitating insurance coverage as needed for the association
|
| (6) Q: What Are The Homeowner Resources For Frequently Asked Questions? |
One of the benefits of association living is the reliable network
of resources already in place to respond to questions or requests
homeowners may have about a number of topics, including:
* Their home¡¦s interior
During the first year, homeowners should contact the builder¡¦s customer
service department. To ensure accurate and timely processing, it
is advisable to put requests or questions in writing and send any
communication by certified mail.
* Their home¡¦s exterior
Because architectural harmony is one of a community¡¦s most valued
aesthetics, homeowners wishing to make residential modifications
must submit written requests to the association¡¦s board or its delegated
committee for approval before proceeding with any modifications.
* The community¡¦s common area
The association¡¦s management company may be contacted for situations
affecting the common area (landscape, slopes, pools or other elements
defined in the CC&Rs). For those situations outside the management
company¡¦s authority, homeowners will be directed to the most appropriate
resource for prompt assistance.
* The association¡¦s annual assessment
The management company¡¦s accounting staff is available to answer
questions about assessment statements or other fees. In some cases,
account balance information can be obtained by phone via Interactive
Voice Response (IVR) or on the Web.
 |
| (7) Q: How Can You Enjoy The Benefits Of Association Living? |
CIDs enhance residents¡¦ community experience by providing access
to well-maintained amenities, preserving community standards, and
providing opportunities for social and recreational involvement.
As a resident, you can enhance the experience as well. A viable,
vibrant community is one where homeowners play an active part, not
only by fulfilling basic association obligations but also by running
for elected offices, serving on committees and participating in
group activities. Governing documents lay the logistical foundation,
but involved homeowners build the vision and spirit of a community.
 |
| (8) Q: What is Fiber to the Home (FTTH)? |
Fiber to the Home (FTTH) networks are a subset of the broader FTTP
category, which includes fiber networks to all premises, both residential
and business. While traditional copper systems extend fiber only
to a node in a city or neighborhood, FTTH networks extend all the
way to the customer¡¦s home. FTTH networks do not downgrade or convert
fiber to copper at any point from the telephone company to the customer¡¦s
home. The FTTH architecture ensures that bandwidth performances
and quality will not diminish on its way to the home.
 |
| (9) Q: How fast is the fiber Internet Service? |
Greenfield's fiber optics Internet service is the fastest and most powerful connection we¡¦ve ever offered. We offer downstream connection speeds of up to 7.0 Mbps and upstream connection speeds of up to 3.0Mbps (the speed that data is transmitted to your computer). Connection speeds are between your home and the Greenfield central office serving your home. Actual download and upload speeds will vary based on numerous factors, such as the condition of home wiring at your location, computer configuration, Internet and network congestion, and the speed of website servers you access, among other factors. Speed and uninterrupted use of the service are not guaranteed.
 |
| (10) Q: Can I hook up more than one computer with Greenfield's fiber Internet service? |
Yes, Greenfield's fiber optics Internet service allows you the ability to create a home network so that multiple computers can be online at the same time. However, a router is required for multiple connections. If you are interested in purchasing a router, any brand name router will work with our Internet.
 |
| (11) Q: Is a telephone line still required when using Greenfield fiber optics to access the Internet? |
No, you will not need a telephone line. Greenfield Internet does not require a phone line to operate, however you will need a Cat 5 Ethernet cable to plug your computer into your wall data jack.
 |
| (12) Q: Will my IP address change when I start using Greenfield fiber optics to access the Internet? |
Your IP address may change, but it depends on how the network is setup.
 |
| (13) Q: Do I need a modem? |
No, your home is already equipped with an optical converter that will convert the fiber optics to the cables that are already run throughout your home.
 |
| (14) Q: Will my wireless router work with the fiber service? |
Most routers will work with our fiber network. We recommend 802.11g adapters for all networks.
 |
| |